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Let's Talk Money Team wrote a post :

Let's Talk Money Team

YOUR QUERIES HAVE BEEN ANSWERED BY SURESH SADAGOPAN - Q 1) FELIX DASILVADear Manisha     Retired by choice at 37, I am now 50, my wife is 43 and our son is almost 18. Living in Goa we are truly blessed as we are debt free, live in our own flat and have another for our son. Our savings of 90 lacs are all in debt giving us a post tax return of 9.5% which is saved. In addition I have invested 30 lacs in debt in my son’s name for his education and future. Presently we live off my wife’s  7 lac earnings which will diminish by 60% after 4yrs. With each passing year   ...more8 years ago

Let's Talk Money Team wrote a post :

Let's Talk Money Team

YOUR QUERIES HAVE BEEN ANSWERED BY OUR EXPERT SUMEET VAIDQ 1) NARENDRAHi,

 

  
I want to purchase the shares INGO, GVK powern and DLF with the
value of 50,000 rupees on each share and i can keep these shares up to 6
months.

 I
would like to know that whether it's correct time to purchase above shares or
not.

 

Thanks
in advance,

Regards,

Narendra.

 

Solution-

Investing in Shares requires lot of
Knowledge, monitoring and analyzing on regular basis. What you are trying to do
is essentially time the marke ...more8 years ago

Let's Talk Money Team wrote a post :

Let's Talk Money Team

YOUR QUERIES HAVE BEEN ANSWERED BY OUR FINANCIAL PLANNER LOVAII NAVLAKHI Q1) HARIHi

 

My
question is regarding health insurance.

 

After 1
yr of study , I have  shortlisted following health insurances

 

 -
Star health

 -
Apollo munich

 

Criteria
for selection is

 

 -
No TPA

 -
Life long renewal

 -
Features like no co-pay , no upper limit for room rent

 

Negative
points could be I dont know if these companies survive for longer period,

 

Kindly
Suggest if my analysi ...more8 years ago

Let's Talk Money Team wrote a post :

Let's Talk Money Team

YOUR QUERIES HAVE BEEN ANSWERED BY OUR FINANCIAL PLANNER SURESH SADAGOPAN.Q 1) My Question is as follows,

I am salaried person and my monthly
income is Around 45 K. I am having a home loan of Rs.19.50 lacs the monthly EMI
I am paying is Rs.21040/-. I am also investing in SIP, the description is as
follows,

 

JP Morgan India Equity Fund- Growth
Plan - Rs. 2000/- Per Month
Franklin India Prima Plus- Growth Option - Rs.2000/- Per Month
Reliance Growth Fund-Retail Plan- Growth Plan -Rs.2000/- Per Month

I am having various insurance policies
for which the annual premiums of ...more8 years ago

Let's Talk Money Team wrote a post :

Let's Talk Money Team

 Your queries have been answered by our financial planner Suresh Sadagopan.

 

Q 1) SHREYAS

 

I
am Shreyas. I have almost six months now to move out on my own. I want to know
if there is any good mutual fund for a period of six months.Or any good stock
option which would give me some stability in a period of six months. I have
cash upto around a lakh. I also wanted to know when the banking sector would
come back to the green.

 

 

We do not recommend in Equity MF
Schemes, if your time horizon is just 6 months. You could rather invest the
same ...more8 years ago

Let's Talk Money Team wrote a post :

Let's Talk Money Team

YOUR QUERIES HAVE BEEN ANSWERED BY LOVAII NAVLAKHI Q1) ROHIT SOOD Dear sir,

  I really like your show and congratulate
you for hosting such a knowledgeble programme on ndtv.
I have recently started to invest in stock market
and I would like to know from you to please recommend some stocks of companies
which are regularly paying dividends from last 10 years

With regards,
Rohit sood
9996657775

 

Hi
Rohit, it’s good to know that you have started investing, hopefully for the
long term. Don’t just look at dividend payment in the scrips you choose to
inve ...more8 years ago

Let's Talk Money Team wrote a post :

Let's Talk Money Team

RAKESH JHUNJHUNWALA  "THE BIG BULL OF INDIA" RECOMMENDS BOOKS FOR YOU TO READ.. GO AHEAD AND GRAB THEM NOW TO BE A SMART INVESTOR!! "I Think for trading I would recommend a book called "Method of Wall Street Master" by Trader Wick... I think you should read that book... and I think for entering and understanding Personal Equity Market I would say read "One Up on Wall Street" and Peter Lynch has written another book as a follow up.. Both these books are very good for a layman I would say... I read them as a child when I was 15 - 16... And found them very interesting..." ...more8 years ago

Let's Talk Money Team wrote a post :

Let's Talk Money Team

Q 1 -
Hi manisha , monika and NDTV team,

 I
congratulate for the wonderful help you guys are providing to people. I request
your help in planning for certain goals I want to achieve.

 

I am
27 years old, married, from Bangalore.

 

Annual
income - Rs 4,95,000/-.

Montly
salary - Rs 31,500/- .

Montly
saving - Rs 10,000/-.

 

PF
contribution will be around Rs 17500/- for this financial year.

 

I
have a ICICI iProtect option II (with accidental death benefit) term insurance
policy. Sum assured is 1crore a 30 years policy term. And I ...more8 years ago

Let's Talk Money Team wrote a post :

Let's Talk Money Team

Your query has been answered by our financial planner Sumeet VaidQ1) Hi Manisha,

I am Krishna and I recently started watching "Let's Talk Money". It
is good program increasing financial literacy and helps in building right
portfolio.

I have the below query on PPF. Please clarify.

Myself and my wife are employed and residents of India. Each of us is having
individual PPF accounts. My wife is also guardian of our minor child's PPF
account who is PIO . So totally we have 3 PPF
account.
 
1) Please clarify whether minor PIOs are eligible to open/ ...more8 years ago

Let's Talk Money Team wrote a post :

Let's Talk Money Team

Your query has been answered by our financial planner Vivek Rege
Q 1) Hi   I have a kid who is 1.5 year old. I want to invest 6000 per month in his name. Can you please tell me where and how  should i inest this amount.   Regards,   Arti   Hi Arti , HDFC Children’s Gift Investment Plan will be an ideal fund to invest , this is akin to a balanced fund , having a good long track record of performance . For investment you have three choices to invest , one is if know an investment advisor who can help you out  or your banker or online investment portals are availa ...more8 years ago

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About The Anchor: Manisha Natarajan



Manisha Natarajan is Executive Editor Business and Real Estate at NDTV. She currently hosts the daily prime time real estate programme 'The Property Show' and a weekend personal finance show ‘Let's Talk Money’.

Manisha learnt the ropes of television journalism as a reporter for BBC World's 'Moneywise' and 'India Business Report'. She has anchored over 1000 hours of live business news, including key events such as the Union Budget, Economic Survey, Credit Policy and Tax Roundtables.

She's also a keen blogger on ndtv.com and has been an in between columnist with Indian Express - ‘Stock Talk’ and Mint - ‘Money Matters’.


About The Show

There are either personal finance shows or business shows. The two don't meet. Let's Talk Money decodes top business headlines for your wallet.

Fun segments on money and strong advise on money management follow. No long winding discussions, no hedging answers to play safe. Along with industry specialists and experts, the show gets viewers to sit up and take control of their money, asking questions relevant to a large audience out there.


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